No bank connection
Free tier, permanently
Five native apps
What it actually does
Money you can see.
The first screen
Open it, and you already know.
What is left this month, what renews next, what just went out. No dashboard to assemble first — the answer is the thing you land on.
- Running total with subscriptions, expenses and income split out
- Next renewals with the exact date and amount
- Recent activity, so a surprise charge surfaces immediately
AI autofill
Type a name. It fills in the rest.
Logo, link, price, category and billing cycle, in about four seconds. That speed is the only reason anyone keeps a tracker up to date past the first week.
- Hundreds of services recognised by name alone
- Prices localised to your storefront
- Anything it gets wrong stays editable
AI analyser
Ask it what to cut.
A read on your own spending in plain language, and an advisor you can push back on when you think it is wrong. It argues from your numbers, not from generic advice.
- Monthly review of where the money actually went
- Flags the subscriptions you stopped using
- Every figure traceable back to an entry you made
Seeing it
Charts that answer a question.
Category breakdowns, the monthly trend, and a net worth read once liabilities are counted. On Citrus you can build the exact chart you want instead of picking from a menu.
- Donut, column, line and area, per dataset
- Payment calendar with every charge on its date
- Custom graph builder, by form or by spec
Sharing
Money is rarely one person.
Split a cost across any number of people, with or without a Recurrs account. Send logs it as your expense and their income in one tap, so both sides stay honest without a reconciliation later.
- Connections by username — no phone numbers, no address book
- Shared profiles for a household or a business
- Anyone can leave a shared profile at any time
Every device
One account. Every device.
iPhone, iPad, Mac, Apple Watch and Android — all native, all in sync. Sync runs on our own backend rather than iCloud, which is why the Android build is a first-class citizen instead of a port.
- The Watch app signs in by itself and works without the phone
- Widgets, Siri and App Intents for logging without opening anything
- Face ID lock, because it is all of your money in one app
Water — the free tier
Free, and not a demo.
Everything here costs nothing, on all five platforms, permanently.
Tracking
- Subscriptions
- All three billing cycles, with renewal dates you can trust.
- Free trials
- Countdown to the charge, then auto-converts when it lands.
- Expenses & income
- With multi-category splits when one receipt is really three things.
- Recurring expenses
- Set once and stop thinking about it.
- Loans & EMI
- Record payments as you make them and watch the balance fall.
- Payment methods
- Balances, transfers between them, and a transaction list per method.
- Card scanner
- Point the camera at a card instead of typing sixteen digits.
- Owned items
- What you bought, what it is worth, what it would resell for.
Getting data in
- CSV, Excel & Sheets
- Bring across whatever spreadsheet you have been maintaining.
- Bank statement PDF
- Drop the statement in and let Recurrs read it.
- Receipt scanner
- Photograph the receipt, keep the line items.
- Duplicate detection
- One matcher across every import route, so nothing lands twice.
- Bulk category edit
- Fix a hundred rows in one pass.
Seeing it
- Dashboard
- Totals, upcoming renewals and recent activity.
- Payment calendar
- The month laid out, every charge on its date.
- Prebuilt graphs
- Category breakdown, monthly trend, net worth.
- Finance Tips
- A short monthly read on what your own numbers are saying.
Platform
- Five native apps
- iPhone, iPad, Mac, Apple Watch and Android.
- Sync without iCloud
- Our own backend, so no platform gets a second-class build.
- Widgets & Siri
- Log a spend without opening anything.
- Renewal notifications
- Warned before the charge, not after.
- Face ID lock
- Authentication every time the app comes forward.
- Themes & layout
- Choose the modules on screen and hide the rest.
- Multi-currency
- Track in one currency, read it in another.
Citrus — the paid tier
Twenty things the free tier does not do.
One subscription, all five platforms. It lifts every cap and adds the parts that do the work for you.
Intelligence
- AI autofill
- Name to logo, link, price and category. 300 a month.
- AI analyser
- Spending analysis and advisor chat. 80 a month.
- Gmail inbox scan
- Finds forgotten billing mail. Sender and subject only.
- Custom artwork
- Put your own image on any subscription card.
No more limits
- Subscriptions
- Unlimited. Free tier stops at six.
- Free trials
- Unlimited active. Free tier stops at three.
- Payment methods
- Unlimited. Free tier stops at four.
- Profiles
- Unlimited. You plus one other is always free.
- Gift cards & coupons
- Unlimited of each. Free tier allows one.
- Receipt history
- Kept forever. Free-tier receipts purge after seven days.
- Custom categories
- Unlimited.
Power tools
- Budget limits
- Per-category ceilings inside a monthly total.
- Custom graph builder
- Pick the data, bucket and shape — or write the spec.
- Location automations
- Drop a radius on a place; the expense logs on arrival.
- Saving goals
- Set a target and get told the month you can afford it.
- Tax calculator
- GST, VAT and US sales tax, per item.
- Recurring income
- Salary and anything else on a schedule.
- Export
- CSV and Excel. Your data leaves as easily as it arrived.
Save money
- How to cancel
- Per-service instructions for the ones that make it hard.
- Card benefits
- Tracks what your cards already give you, so you stop paying twice.
- Bargaining scripts
- For the retention call. They work more often than you would think.
- Monthly
- ₹49$0.99
- Annual
- ₹249$7.99
- Annual, paid monthly
- ₹29$0.99
Questions
The ones people actually ask.
Start with the free tier.
Six subscriptions, every chart, every platform. Upgrade only if you hit the ceiling.