Pricing

What Figo apps cost.

One page for every app. Recurrs is free to use and paid to unlock; Neuron has not been priced yet.

Last updated
12 September 2026
Applies to
All Figo apps

Recurrs

Recurrs has two tiers. Water is free and permanent. Citrus is the paid tier: it removes every cap and adds the parts that do the work for you.

Every platform is included in both tiers. There is no separate Mac purchase, no per-device charge, and no ads in either tier.

The short version

If you track fewer than six subscriptions, Water is genuinely all you need. Citrus is for people who have outgrown that, or who want the AI and the budgeting tools.

Water vs Citrus

FeatureWater · FreeCitrus · Paid
Subscription tracking6 subscriptionsUnlimited
Free trials with countdown3 activeUnlimited
Expenses, income & recurring
Loans, EMI & payment methods4 methodsUnlimited
Profiles2Unlimited
Gift cards & coupons1 of eachUnlimited
Custom categories
Receipt historyPurged after 7 daysKept forever
Charts, calendar & dashboard
CSV, Sheets, PDF & receipt import
Sharing, splits & Send
iPhone, iPad, Mac, Watch, Android
Widgets, Siri & App Intents
AI autofill300/month
AI analyser & advisor chat3/month80/month
Gmail inbox scan
Custom artwork on cards
Budget limits per category
Custom graph builder
Location automations
Tax calculator
Saving goals
Export to CSV / Excel
Cancellation guides & bargaining

What Citrus costs

Prices are set per storefront. Your App Store or Play Store region decides which you see.

PlanIndiaEverywhere else
MonthlyCancel any time.₹49$0.99
AnnualBest value — one payment a year.₹249$7.99
Annual, paid monthly12-month commitment, billed each month.Not available in the US or Singapore.₹29$0.99

On the annual commitment plan

Annual paid monthly is a twelve-month commitment billed each month. It is cheaper per month than rolling monthly in India. Apple does not offer this arrangement in the US or Singapore, so it does not appear there.
Get RecurrsWhat Citrus unlocks

Free tier limits, exactly

These are the only numbers that separate the tiers. Nothing else is withheld.

  • 6 subscriptions. Delete one to add another.
  • 3 active free trials. Trials that have ended stop counting.
  • 4 payment methods, including the built-in Cash method, which cannot be deleted.
  • 2 profiles. You plus one other person is always free.
  • 1 gift card and 1 coupon.
  • 3 AI analyser runs a month. AI autofill is not available on the free tier.
  • Receipts are purged after 7 days. Anything captured while subscribed is kept permanently, even if you later cancel.

Billing and refunds

Purchases are handled entirely by Apple on the App Store and by Google on Play. Figo never sees or stores your card details. Apple or Google is the merchant of record on your statement.

Renewals

Subscriptions renew automatically until cancelled. Cancel from Settings on your device — iOS Settings, your Apple ID, or the Play Store subscriptions page. Cancelling stops the next charge; the current period runs out.

Refunds

Refunds are issued by the store, not by us. Use reportaproblem.apple.com for Apple purchases, or the Play Store order history for Google purchases. If something went wrong on our side, tell us and we will back your claim.

Price changes

If a price changes, existing subscribers are notified by the store before it takes effect and can cancel first. We do not change the price of a plan you are already on without that notice.

Neuron

Neuron is still in development and has not been priced. When it is, the pricing will appear on this page alongside Recurrs. If you want to use it before then, join the test group.

Questions

Is the free tier time limited?

No. Water is free permanently. It is not a trial and it does not expire.

Does one subscription cover all my devices?

Yes. One Citrus subscription covers iPhone, iPad, Mac, Apple Watch and Android for the same person.

What happens to my data if I cancel Citrus?

Nothing is deleted. Receipts captured while you were subscribed are kept forever. You go back to the free caps for new items, and you can export everything to CSV at any time.

Why is annual-paid-monthly missing in the US and Singapore?

Apple does not offer that billing arrangement in those storefronts, so the plan is hidden there.

How do refunds work?

Purchases are processed by Apple or Google, so refunds go through them — reportaproblem.apple.com for the App Store, or Google Play’s refund page.